Frequently asked questions
Find answers to common questions about our services.
Know The Answer of All Your Questions
We believe in transparency. Explore our frequently asked questions to gain a better understanding of our service fees, security protocols, and the ease with which you can convert your credit card limit into instant cash.
Our service allows you to get spot cash on the credit card limit. You can visit our location or share your details through WhatsApp, undergo a secure verification process, complete the online transaction using your credit card, and receive the amount in your bank account on the spot.
Yes, we prioritise the security of your financial information. Our online credit card transactions include an OTP (One-Time Password) verification step, ensuring a safe and secure process.
Absolutely. You have the flexibility to choose the desired cash amount you want to get from your credit card limit.
Maximum: your available credit card limit.
No, there are no additional charges, hidden charges, or GST charges. Whatever amount we swipe is the final amount reflected in your upcoming credit card bill.
Example: if we swipe ₹1,00,000, your next credit card bill will be ₹1,00,000 only.
The entire process is designed to be very fast. Once you provide your bank account details and credit card details and complete the online transaction, the funds are instantly transferred to your bank account.
Estimated total process time: 10 minutes.
Our service is available for credit cards from various banks. We aim to accommodate a wide range of credit cards, including:
- HDFC
- RBL
- OneCard
- ICICI
- Axis
- Standard Chartered
- Citi Bank
- Federal Bank
- SBI
- Yes Bank
- IDFC
- AU Bank
- IndusInd
- HSBC
- Kotak Mahindra
- and more
You typically need to provide:
- Your credit card
- Your bank account details
- One valid ID, such as Aadhaar, PAN Card or Voter ID
The verification process may involve a nominal test amount deposited into your account for security purposes.
We believe in transparency. Our service fees are communicated upfront, with no hidden charges. We are currently running an offer period with a 1.85% service fee.
Example: withdrawing ₹1,00,000 from your credit card
- Amount swiped
- ₹1,00,000
- Service charge (₹1,00,000 × 1.85%)
- − ₹1,850
- You receive in your bank account
- ₹98,150
Reward points for the transaction are subject to the bank's discretion. Some credit cards may provide reward points, while others may not.
Ready to get started?
Call or WhatsApp us, or visit our office on Vijayalakshmi Puram Main Road, Ambattur.