"Excellent service! The staff was professional, polite, and explained the credit card cash transaction process clearly. The transaction was completed quickly and smoothly with complete transparency. I appreciated their prompt response and customer-friendly approach. Overall, it was a hassle-free experience. Highly recommended for anyone looking for reliable financial services."
Swipe Your Credit Card & Get Instant Payment
ManiPay offers a safe and reliable way to withdraw cash from your credit card in Chennai. Convert your available credit limit into instant cash, or get the funds transferred straight to your bank account.
- 100% Secure
- Quick Processing
- Lowest Service Fee
- Trusted by Thousands
What Our Customers Say
Trusted by our customers for fast, reliable and professional service.
Four simple steps to get started
Get instant cash from your credit card in just a few easy steps. Safe, secure and hassle-free.
- 01

Contact Us
Call or message us on WhatsApp to get started.
- 02

Visit Store
Visit our Ambattur office, or request a doorstep visit.
- 03

Complete Verification
Quick, simple verification with your card and ID.
- 04

Get Your Service
Walk away with instant cash or a completed transaction.
Calculate Your Cash Amount
Find out how much you will receive after service charges.
1.85% on your credit card
Deducted from your credit card
Transferred to your bank account
Estimate only. Charges vary by card, and we confirm the exact amount before you swipe.
What We Offer
Complete financial solutions under one roof.

Credit Card Swipe
Swipe your credit card and get instant cash at the lowest fee.
From 1.85% fee
Credit Card Bill Payment
Pay your credit card bills quickly and securely, with full support.
Same-day payment
Online Money Transfer
Secure and instant money transfer to any bank account.
Instant transfer
Debit Card Loan
Instant loan against your debit card limit, at competitive rates.
Quick approval
Bajaj EMI Card Payment
Bajaj EMI card and other EMI card options, available at the best rates.
Flexible tenure
POS Swipe Facility
Secure POS swipe facility for your business, with instant settlement.
For businesses
Gold Loan
Get an instant jewel loan, or pledge and take over gold from any bank.
Best gold rates
Cash for Gold
Instant cash for your gold at the best price, with 100% transparency.
On-the-spot cashWe Accept Every Major Card
Get instant cash on your credit card from all major banks. Safe, secure and hassle-free.
- All Major Banks Supported
- Instant Processing
- 100% Secure Transactions
- Safe & Trusted Service
Know the Answers to All Your Questions
We believe in transparency. Here's how our service fees, security and process work, so you know exactly what to expect before you visit.
Our service allows you to get spot cash on the credit card limit. You can visit our location or share your details through WhatsApp, undergo a secure verification process, complete the online transaction using your credit card, and receive the amount in your bank account on the spot.
Yes, we prioritise the security of your financial information. Our online credit card transactions include an OTP (One-Time Password) verification step, ensuring a safe and secure process.
Absolutely. You have the flexibility to choose the desired cash amount you want to get from your credit card limit.
Maximum: your available credit card limit.
No, there are no additional charges, hidden charges, or GST charges. Whatever amount we swipe is the final amount reflected in your upcoming credit card bill.
Example: if we swipe ₹1,00,000, your next credit card bill will be ₹1,00,000 only.
The entire process is designed to be very fast. Once you provide your bank account details and credit card details and complete the online transaction, the funds are instantly transferred to your bank account.
Estimated total process time: 10 minutes.
Our service is available for credit cards from various banks. We aim to accommodate a wide range of credit cards, including:
- HDFC
- RBL
- OneCard
- ICICI
- Axis
- Standard Chartered
- Citi Bank
- Federal Bank
- SBI
- Yes Bank
- IDFC
- AU Bank
- IndusInd
- HSBC
- Kotak Mahindra
- and more
You typically need to provide:
- Your credit card
- Your bank account details
- One valid ID, such as Aadhaar, PAN Card or Voter ID
The verification process may involve a nominal test amount deposited into your account for security purposes.
We believe in transparency. Our service fees are communicated upfront, with no hidden charges. We are currently running an offer period with a 1.85% service fee.
Example: withdrawing ₹1,00,000 from your credit card
- Amount swiped
- ₹1,00,000
- Service charge (₹1,00,000 × 1.85%)
- − ₹1,850
- You receive in your bank account
- ₹98,150
Reward points for the transaction are subject to the bank's discretion. Some credit cards may provide reward points, while others may not.
Get in touch
We're here to help you with the best solutions.
Visit, call or WhatsApp
Our team is available Monday to Saturday.
- AddressNo.29/18, Vijayalakshmipuram Main Rd, Rajiv Gandhi Nagar, West Banu Nagar, Ambattur, Chennai, Tamil Nadu 600053
- EmailManipay262@gmail.com
- HoursMon – Sat: 9:00 AM – 10:00 PM
Sunday: Closed
Send us a message
Fill in your details and our team will get back to you.
ManiPay Credit Card Services
No.29/18, Vijayalakshmipuram Main Rd, Rajiv Gandhi Nagar, West Banu Nagar, Ambattur, Chennai, Tamil Nadu 600053








